# Borrow

<figure><img src="/files/5sT6XPRrhyZgdKStSWB9" alt=""><figcaption></figcaption></figure>

4Borrow USDC against your Collector Crypt Pokémon Slab NFTs. Get instant liquidity without selling your cards.

Loan Terms

```
| Duration | LTV | Interest |
| -------- | --- | -------- |
| 1 Day    | 70% | 5%       |
| 3 Days   | 65% | 5% daily |
| 7 Days   | 60% | 5% daily |
```

**How It Works**

Requesting a Loan

1. Connect your Phantom wallet on the Borrow page
2. Select the Collector Crypt Pokémon Slab NFT you want to borrow against
3. Choose your loan duration (1, 3, or 7 days)
4. Review the loan summary showing your loan amount, interest, and total repayment
5. Submit your loan request

**Review & Approval**

• Loans are reviewed by our team within 5 minutes of the request • You will see the status update on the Borrow page (Pending → Approved or Denied)

Receiving Your USDC

Once approved, you'll see step-by-step instructions on the website:

1. Open your Phantom Wallet app
2. Go to your Collectibles tab
3. Find your card and tap on it
4. Tap Send and paste the vault wallet address shown on screen
5. Confirm the transaction

Once our vault receives your NFT, USDC is sent to your wallet within 5 minutes.

Repayment\
\
When you're connected to the website with any open loans, you will see:\
\
• The date and time you need to repay by\
• The total repayment amount (principal + interest)\
• The vault wallet address to send repayment to\
• Step-by-step repayment instructions\
\
Once repayment is received, your card NFT is returned to your wallet.\
\
Lending Vault\
\
All lending operations are fully transparent and verifiable on-chain:\
\
Lending Vault Address: `H2hrMLwKBVESDsjGAjZCxc7QyeXweRuWyDbK3asW4yUC`\
\
🔗 [View on Solscan](https://solscan.io/account/H2hrMLwKBVESDsjGAjZCxc7QyeXweRuWyDbK3asW4yUC)<br>

⚠️ Failure to repay by the deadline may result in liquidation of your collateral.\
\
**Example**

You hold a Collector Crypt card with an insured value of $50. You select a 1-day loan at 70% LTV:

• Loan amount: $35.00
\
• Interest (5%): $1.75
\
• Total repayment: $36.75
\
• Deadline: 24 hours from approval


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